Pricing & Purchasing PURCHASE FINANCING 100% financing is available with a Fico score of 720 or more. This would include a 90% conventional or SBA loan with a 10% deferred down payment over a 3 year period. One third is due at the end of each of three years from close of escrow. Small Business Administration (SBA) loans are available with up to 90% loan to value. Upgrades can be included in your purchase price and can be included in financing. Both fixed and adjustable rates programs are available. Lenders for most all loan programs include, Bank Of America, Wells Fargo, GE Credit, and dozens of other lenders either local or nationwide. Qualification is quick and easy. Unless you gain full lenders underwriter approval, any upgrades must be paid in cash and will be credited to your down payment. Please see our Financial Analysis page for details.